Introduction For the majority of Canadian homeowners, their mortgage does not run for the full length of their amortization period without interruption. Instead, mortgages are structured in terms — typically one to five years —...
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The Self-Employed Borrower Challenge Obtaining a mortgage as a self-employed Canadian has...
Read MoreIntroduction Paying off your mortgage faster than the scheduled amortization period can save you tens of thousands of dollars in interest and provide significant financial and psychological benefits. Canadian mortgages typically...
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Why Pre-Approval Matters Getting pre-approved for a mortgage before you begin seriously shopping...
Read MoreWhat Is CMHC Insurance? CMHC mortgage insurance, formally known as mortgage default insurance, is a product that protects lenders — not borrowers — against the risk of mortgage default. It is required by federal law for all...
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